Comprehensive Financial Plans
The Sapient Solution Advisors, LLC offers the comprehensive financial plans detailed below, which increase in complexity, typically also corresponding with an increase in client age.
Plant
- Financial plans for beginners in wealth management
- Ideal for clients in their 20's to early 30's
- Goal-based analysis including:
- retirement planning
- college financing
- accumulation planning
- survivor needs
- asset allocation
- financial statements
- disability needs
- long-term care
Grow
- Financial plans for persons who have achieved some degree of greater wealth
- Ideal for clients in their late 30's to early 50's
- All "Plant" areas plus expanded goal-based analysis including:
- income tax analysis
- investment tax analysis
- estate analysis
- stock options
- business continuation
Harvest
- Financial plans for persons in or near retirement
- Ideal for clients in their late 50's and beyond
- All "Grow" areas plus cash-flow based analysis including:
- retirement income
- survivor income
- estate analysis
- long-term care
Plan fees vary depending on complexity of the plan. Once the financial plan is complete, additional review and modifications are charged on a per hour basis.